Instead of seeking down plain green loans because you are a little short this month, how does freeing up extra money sound so that you can finally take care of your finances and prepare for your future? By lowering monthly expenses, whether that is by paying off debt or lowing monthly payments on a mortgage, […]
Credit Reports & Scores
I’m not quite sure why, but some people still cringe when you talk about using a credit card. Maybe it’s because it’s not cash and it’s creating debt, but as long as you pay the balance off by the due date, it’s interest free. These days with the ever need for fraud protection, it can […]
If you’re ever in the market to get a mortgage, personal loan, car lease, or even a potential employer tying to hire you for your next job, you need to have a great credit score. Any less than perfect and you are looking at paying more in interest, which means you are throwing your budget […]
When it comes to credit score you might be wondering what your number is, and what should it be? Each person’s credit profile is different, depending on payment history and debt, but the simple answer on where you want to be, is as high as you can. Based upon the range of 350 to 850, […]
If you have a poor credit score, it’s probably costing you money. Higher loan rates and insurance premiums are likely when you have bad credit, and you may not even qualify for some loans. You can even be turned down for a job if you have poor credit! These tips will show you how to […]
Your social security number. Your bank account numbers. What happens if they get in the wrong hands? Criminals can use your account number to initiate electronic payments or make their own checks with your account information. Your personal information can be used to take out loans or credit cards in your name. Identity theft can […]
If you’ve never ordered your credit report before, you might not know what does (and doesn’t) affect your credit score. Seven common credit score and credit report myths are explained.