While knowing the sep ira rules may help to decide your best personal saving strategy, but I guess in order to be able to save, you need to free up as much money as you can. By the time you receive your paycheck and pay the necessary monthly bills, you may not have much left […]
Credit Reports & Scores
Raise Your Credit Score for the Best Rates on the Market
Instead of seeking down plain green loans because you are a little short this month, how does freeing up extra money sound so that you can finally take care of your finances and prepare for your future? By lowering monthly expenses, whether that is by paying off debt or lowing monthly payments on a mortgage, […]
It’s Safe to Ignore Some of the Credit Card Myths Out There
I’m not quite sure why, but some people still cringe when you talk about using a credit card. Maybe it’s because it’s not cash and it’s creating debt, but as long as you pay the balance off by the due date, it’s interest free. These days with the ever need for fraud protection, it can […]
5 Ways to Boost Your Credit Score
If you’re ever in the market to get a mortgage, personal loan, car lease, or even a potential employer tying to hire you for your next job, you need to have a great credit score. Any less than perfect and you are looking at paying more in interest, which means you are throwing your budget […]
Strive for the Highest Credit Score You Can
When it comes to credit score you might be wondering what your number is, and what should it be? Each person’s credit profile is different, depending on payment history and debt, but the simple answer on where you want to be, is as high as you can. Based upon the range of 350 to 850, […]
5 Simple Tips To Repair A Bad Credit Score
If you have a poor credit score, it’s probably costing you money. Higher loan rates and insurance premiums are likely when you have bad credit, and you may not even qualify for some loans. You can even be turned down for a job if you have poor credit! These tips will show you how to […]
Identity Theft: 5 Tips to Protect Your Personal Information
Your social security number. Your bank account numbers. What happens if they get in the wrong hands? Criminals can use your account number to initiate electronic payments or make their own checks with your account information. Your personal information can be used to take out loans or credit cards in your name. Identity theft can […]
7 Credit Report Myths Exposed
If you’ve never ordered your credit report before, you might not know what does (and doesn’t) affect your credit score. Seven common credit score and credit report myths are explained.