Every year, it seems Christmas sneaks up on us. When you are unprepared for the costs of the holiday season, what happens?
Do you pull out the credit card?
And then regret it after Christmas is over and the bill comes?
This year, commit to having a debt-free holiday. Find ways to cut Christmas expenses or check out these ideas to earn some extra cash.
1. Pick up a seasonal job
Retailers need workers to keep up with all the demand of holiday shoppers. Check out your favorite retailer to see if they are hiring. Consider a place you like to buy from so you can take advantage of any employee discount!
2. Make something crafty
Do you have a hobby or craft? Craft fairs abound in the fall and many people are looking for gifts they can give. Just be careful not to spend more than you’d get out of it. You don’t want to buy a bunch of supplies and not sell any of your crafts.
Parents need someone to watch the kids for the office holiday parties. You could also watch kids while parents are out shopping for holiday gifts.
4. Pet sit
Do you love animals? Consider taking in a dog while the owner is out of town for Thanksgiving. Check in on the neighbor’s cat while they are away. My cat doesn’t do well away from home, so I always prefer someone to come check on her while we are away. She is less stressed than if she would have been boarded.
5. Clean houses
With the hustle and bustle of the holidays, people have less time and energy to devote to keeping their house clean. And with the holidays, may have more of a need for a clean house with gatherings and family staying/visiting.
6. House Sit
Are any of your friends or neighbors going out of town for the holidays? House sit and water the plants, get the mail, feed the fish, and whatever small tasks need to be done while they are away.
7. Clean your closets
Do you have stuff laying around that you don’t use anymore? Clean out your closets, attic, and basement. Craigslist, eBay, local Facebook buy/sell groups are a great place to start.
FREE 2017 BUDGET BINDER
Get your finances organized with budget worksheets, a bill payment checklist, savings trackers, debt tracking sheets, and more! FREE DOWNLOAD includes 20+ pages of financial printables for 2017.